Drivers can also call Intact Insurances dedicated number for Uber claims at 1 866 470-2335.

Does uber check your insurance. Answered 1 year ago Author has 101 answers and 312K answer views. Uber maintains automobile liability insurance on behalf of all US. Heres what you need to know.

However failing to do so is a severe risk that puts your finances and your coverage on the line. Drivers who have a livery or limo business must maintain all compulsory licensing and commercial insurance requirements in accordance with state or local law. They will check your states insurance database to verify you have car insurance but they dont do anything else.

Uber Eats car insurance covers you but your own car insurance may deny your claim. Its more than abundantly clear. Your car insurance may specifically exclude you when working for Uber Eats or any other rideshare or delivery service.

Uber also maintains commercial auto insurance on your behalf during the time that you are available through the Uber app but have not yet accepted a trip. As long as you maintain comprehensive and collision coverage on your personal auto insurance Uber maintains insurance on your behalf that will kick in to provide protection for physical damage to your car up to its actual cash value regardless of who is at fault. Additionally Uber will not notify your provider when you sign up and they validate your insurance.

During these times your personal auto policy provides coverage. If you drive for Uber in Ontario or Alberta youre automatically covered by a basic commercial car insurance policy through Intact Financial Corp. When the Uber app is turned on a low level of liability insurance becomes active.

After being notified by Uber your insurance company will see that you did not notify them that you were using your car for commercial purposes. A drivers personal auto insurance policy probably wont fully cover you during rides if youre driving for Uber. If you are in an accident while ridesharing Uber will call your insurance company in the hope that they will pay.