Third-party fire and theft insurance is like third-party insurance in that it mainly covers other drivers and third-party property damage.

Does third party only insurance cover theft. This type of policy means you can. Non-mandatory additional coverages like fire theft and collision coverage are available from private insurers. Liability cover up to 20 million for unintentional damage to someone elses vehicle or property.

Fully comprehensive insurance which includes everything that third-party fire and theft insurance covers plus accidental damage to your own car. Both have various benefits and differ quite considerably in terms of what they cover but which type of insurance best suits you depends on your personal situation and what level of cover you require. If youre involved in a car accident and its found to be your fault TPFT insurance will cover any damage you caused to the other person and their property.

Damage to someone elses property. Comprehensive vehicle cover is obviously the best cover to have for your car because subject to various conditions and your prescribed excesses it covers you for all losses in an accident for theft as well as for perils such as hail damage and fire. Although comprehensive insurance includes more cover many insurers offer it for the same price or even cheaper than third party fire and theft policies.

However third-party fire and theft policies are the next step up in terms of cover. Fully comprehensive third party fire and theft and third party only. Third party fire theft TPFT car insurance offers slightly more benefits than third party only policies in that they also cover the theft of your car damages incurred to your vehicle from attempted theft and losses caused by fires eg.

Third-party insurance which is the minimum legal requirement to drive a car and only covers damage to other peoples cars or property and. The cost to replace your car if it is stolen and cannot be recovered. For those looking for a little more cover this type of policy offers the same benefits that third party insurance does but will also pay out if your car is damaged by fire or stolen.

The main difference between comprehensive and third party fire and theft insurance is that TPFT does not cover injuries to you or damages to your vehicle caused by an accident that was your fault. Up to 10000 in cover for loss or damage to your vehicle caused by fire theft or attempted theft. Third-party fire and theft TPFT cover is one of the three levels of car insurance you can buy.