Yes it is true that third-party car insurance is mandatory in India.

Does third party insurance cover you to drive other cars. Medical costs for anyone youve injured. In the past most comprehensive car insurance policies included driving other cars DOC giving drivers third party policy protection when driving other peoples cars with their permission. Naturally they wouldve needed the car owners permission too.

Third-party car insurance is all about protecting other drivers their passengers and their property. Repair costs for vehicles damaged in an accident caused by you. Third-party liability car insurance prevents you from paying for the damage out-of-pocket and is the only type of car insurance thats mandatory across Canada.

The term third party refers to a person involved with a car insurance claim who is not you the holder of the policy or the driver. This extension is designed only to be of use in emergency situations in order to prevent the misuse of the extension. If that persons spouse resides in the same household the spouse is also an insured.

If you have an accident while driving above the legal limit your insurer is obligated under the Road Traffic Act to pay out for the costs of claims by third parties. Third-party liability insurance is mandatory coverage for all drivers in Canada. If you choose a comprehensive or a third party fire and theft policy you may be covered to drive another persons car with their permission on a third party only basis.

This means that at best youll only be covered for any damage you do to other people and vehicles not the vehicle youre driving and at worst you wont be insured at all. See how our customers save big on auto insurance. If it does not include this wording or has alternative wording to advise you that it is not in place you are not covered to driver other cars.

Previously it gave the policy holder third party only cover to drive someone elses car. This is why its called third-party insurance. The driving other cars on a Third Party only basis extension is only provided on policies where this is specifically detailed on your most recent Certificate of Motor Insurance.