Since nearly every state requires liability insurance your personal auto policy already protects you against any damage or injury you cause while driving a rental car up to the limits of your policy.

Does state farm cover rental car damage. Policies vary by insurance agency and state so checking your policy is crucial for saving money time and stress. If you rent from a company in our network well pay them directly. State Farm rental reimbursement or rental car coverage can help cover the cost of a rental while your vehicle is not drivable or repairs are underway.

State Farm Comprehensive Coverage. Just so does my State Farm insurance cover rental cars. How does car rental work with State Farm.

Chances are if you already have State Farm car insurance with collision and comprehensive coverage itll carry over to your rental car. In the case of an accident in a rental car you would pick up the deductible on your auto insurance policy and then State Farm would cover the remainder up to your policys limit. Trust me on this.

Your own insurance does not fully cover the rental car. In that case you may need supplemental insurance from the rental car. Most vehicle insurance policies already include some sort of rental car insurance coverage so if you purchase a rental car policy youre paying extra when you may not have to.

Tomczak also said that State Farm covers liability and damage to your rental car only if you have collision and comprehensive coverage on your own policy. I just got nailed for 8k plus because my daughter was driving and I thought she was covered. For example damage caused by fire wind hail flood theft vandalism falling objects and hitting an animal is covered.

If your rental car is stolen vandalized or damaged in an accident a loss-damage. Enterprise and Hertz provide rental vehicles to State Farm customers with rates that may be lower than those available in the retail market. R indicates rental coverage.