No renters insurance does not cover the theft of motor vehicles such as cars motorcycles RVs boats etc.

Does renters insurance cover vehicle theft. Renters insurance can protect your personal belongings from theft whether youre at home on vacation or driving to your local supermarket. Renters insurance often covers personal items stolen from a vehicle during an auto theft. Read on to find out more about does renters insurance cover theft.

That means a leather briefcase stolen from the trunk of your car while shopping or from a hotel room while traveling is protected in a similar manner as a leather briefcase stolen from home. You will need a comprehensive insurance policy for that. Comprehensive insurance covers stolen cars but not the belongings inside the car.

While there are a few things to be aware of the answer is that renters insurance covers theft. If someone steals stuff from inside your car which we hope never happens renters insurance has your back. A car is something that is specifically covered by your auto insurance policy.

Renters insurance allocates higher coverage limits inside the unit youre renting and lower limits off-premise. Cars are insured separately by your auto insurance. However we must warn you that renters insurance doesnt cover damage to your car itself.

If your car was broken into and items were stolen your renters insurance policy will usually cover the stolen items. However renters insurance may cover items stolen out of your car up to your policys limits. Renters insurance wont cover you for any damage to your car that occurs during a theft or break-in.

Renters insurance also covers loss from theft. Renters insurance only covers personal property inside the vehicle such as clothes and electronics. Yes a renters insurance policy covers your items when stolen from your car.