In August 2021 a woman rented a truck with her credit card that had car rental insurance on it.

Does progressive insurance cover rental car insurance. If youre renting a moving van which is similar in size to a passenger van theres a better chance that a personal auto policy would. Car renters benefit from their auto insurer extending much the same coverage to the cars they rent as to the vehicles they own. If you have a Progressive auto insurance policy the good news is that youre also covered for rental cars.

A covered loss is a claim or incident that is covered under the terms in your policy. Your Car Insurance Might Cover You. Not all credit cards offer car rental insurance.

Dont assume you have coverage call your insurer or credit card provider to ensure protection. Note that the rules that apply to rental car insurance are different than those tied to a rental truck. Your Progressive car insurance covers rental cars to the same limit.

The Mexico insurance offered through IIG does not cover rental vehicles in Mexico. There are some car insurance companies that specifically exclude coverage for cars loaned through Turo. All of these car insurance companies have been known to exclude Turo rentals for owners.

Coverage for physical damage to insured vehicles is available for Progressives Texas policyholders who make occasional trips into Mexico within 25 miles of the border. But your collision and comprehensive insurance limits should ideally cover up to the actual cash value ACV of the rental vehicle for adequate protection. While not all companies allow such coverage for an RV its worth a call to your insurance company about whether yours does.

Call your insurance agent to see if your personal auto policy covers a moving truck rental. If you have rental reimbursement coverage your auto insurance will pay for a replacement rental car if your own breaks down or is in the shop due to a covered loss. When does a credit card help with car rental insurance.