Your regular auto insurance can extend to vehicles you rent on a temporary basis and drive for personal use.

Does personal insurance cover a rental car. It may be worth asking an associate from the rental company what their policy is regarding personal property stolen from their vehicles. Car Insurance Cover Rental Car. You also have the option of purchasing coverage from the rental car company.

In many cases if your regular auto insurance covers collision damage to your insured car it also covers damage to a short-term rental. This is an endorsement if your vehicle is getting repairs due to accident damage to pay for rental expenses. If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States.

This is especially true now that rental car companies are competing with ride-sharing. That coverage may extend to your rental car as long as you drive it for personal use. The coverage limits and deductibles on your personal policy also apply to your use of a rental car.

These policies are available to protect the vehicle your personal belongings and liability. Generally rental companies will offer a loss-damage waiver or collision-damage waiver liability insurance personal accident insurance and personal effects coverage. Look for similar coverages in your home province.

Some rental car rates are surprisingly cheap. You may be covered as if youre driving your own car. You are a high-risk driver and it is not worth another claim.

Insurance in your auto policy for rental car costs. While some travellers often make it a personal rule to say no to all of the above declining insurance on your rental when youre less than fully covered by a credit card or personal policy could end up costing more in the long term. If you need a new vehicle.