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Does personal car insurance cover rental cars. Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car. Personal accident insurance is another common addition to standard car rental cover. Ad 10 Of Customers Paid Less Than 265 Between Jan and Jun 2021.
Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive. When you pick up your rental car the counter staff might offer you extra types of cover or insurance. Ad Compare Insurance Quotes For A Range Of Cover Types With Compare The Market.
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Your liability coverage also applies when you get behind the wheel of a rented vehicle. Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. Fortunately rental companies tend to include their own cover when they let you hire a car.
Personal effects coverage. For example thefts as a result of negligence such as leaving the car keys in the ignition will not be covered. Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering.
And there will still be an excess to pay. Nevertheless your belongings are already covered under your personal property insurance on your homeowners condo or renters policy even while traveling away from home in a rental car. Need Short Term Car Insurance for your Vehicle.