FRIDAY JULY 15 2011.
Does other person's insurance pay rental car. If you need your rental immediately you may need to front the rental costs yourself or rent through your own insurance company then seek reimbursement from the other drivers insurer later. However laws do vary for this depending on your area and each insurance company will have its own policies. This could leave you with out-of-pocket expenses to try to recover from the negligent driver.
When the other partys insurance does pay for your rental car you can typically keep it until the claim is resolved either by your car being repaired or the insurance company cutting you your check for the value of your carIts also smart to add rental reimbursement coverage to your car insurance policy. Most insurers do not cover rental cars outside of the US though you can buy specialty rental car or travel insurance to fulfill another countrys insurance requirements. If it does you can use your insurance to pay for the rental vehicle right now.
Often rental coverage only lasts 30 days. Rental car agencies each have a different benefits package but typically the driver is covered up to 100000 and passengers receive 10000. You should come up with the money and pay upfront and then your insurance provider would reimburse the rental expense and the corresponding fees paid so long as you can provide copies of the rental.
If youre at fault for an accident or if your car was damaged in a non-collision event your rental fees will only be covered if you added the optional rental reimbursement coverage to your policy. Your insurer might pay for a rental car while you are without a car. Nearly all insurance companies do not offer rental cars rather they give reimbursement.
If the other car is at fault their insurance will pay for your rental. If you have collision insurance you can use it for car damage caused by someone else. Our customers parked car was hit by another car while the other car was backing up.
If the other car is at fault in an accident their insurance company will pay for your rental. When the other partys insurance does pay for your rental car you can typically keep it until the claim is resolved either by your car being repaired or the insurance company cutting you your check for the value of your car. The one caveat with using your insurance is theres a cap on the number of days.