Generally coverage from your primary auto insurance will extend to a rental vehicle.

Does my progressive insurance cover rental car damage. If theres weather damage to your car motorcycle RV or boat your policys optional comprehensive coverage can pay the cost to repair or potentially replace your vehicle or watercraft. Likewise your auto liability coverage could pay for damage or injuries that you cause to others in an accident in your rental car For example customers of Progressive car insurance. The one caveat with using your insurance is theres a cap on the number of days.

Most credit cards offer at least some coverage for rental car insurance. For example coverage may not include certain types of vehicles or it may exclude one or more areas of coverage such as theft or damage. Your auto insurance may be able to cover the costs of a replacement rental as long as the damage to your car was caused by a covered loss.

A deductible will apply. Your insurance company then goes after the other insurance company to get reimbursed for the money they paid for your rental car. Physical damage to the rental vehicle may be covered if you carry it on your own vehicle.

This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you cause to the U-Haul truck youve rented. Your Progressive car insurance covers rental cars to the same limit. Does your insurance policy include rental coverage.

The caveat is that this coverage extends to the same limits of your personal auto insurance policy. Some rental car rates are surprisingly cheap. However if you have basic coverage physical damage or a loss to the rental vehicle will not be covered.

That means if you drive a brand new Audi and rent a compact car youre good to go. Opting to save money by refusing car rental insurance exposes you to risks above the limits of your personal insurance policy. You are using your car to earn money and for that reason your insurance policy may not cover damages incurred by another driver.