Just know that this coverage typically only covers physical damage to the rental car so youll still need separate liability coverage.

Does my personal car insurance cover rental car. The coverage limits and deductibles on your personal policy also apply to your use of a rental car. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision. If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States.

In order to be covered for liability and personal accident insurance your Ontario auto insurance policy needs the OPCF27 liability for non-owned automobiles endorsement to be transferable to a rental car. Your liability coverage also applies when you get behind the wheel of a rented vehicle. While some travellers often make it a personal rule to say no to all of the above declining insurance on your rental when youre less than fully covered by a credit card or personal policy could end up costing more in the long term.

Types of Insurance Needed for Rental Cars. If youre renting a car in the US. In many cases personal property may be covered by a homeowners or rental insurance policy but not by your auto insurance.

In most cases yes the coverages you have on your own personal car will also apply to a rental car. Before you buy any extras its worth checking whether your home contents or travel insurance covers your personal belongings outside the home. If you need a new vehicle.

That coverage may extend to your rental car as long as you drive it for personal use. Apr 29 2019 another option to consider. It insures the driver in case of personal injury.

In most cases your personal car insurance should cover you but lets take a closer look. Does My Auto Insurance Cover Rental Cars. Your personal auto insurance including all limits and deductibles extends to almost any rental car you drive.