When renting a vehicle you may be encouraged to buy rental insurance.

Does my personal auto policy cover a rental car. Coverage includes collision coverage liability insurance up to minimum mandatory per state uninsured motorist coverage medical coverage and rental car reimbursement if your own car is out of service. Credit cards and rental insurance coverage. Will my credit card insure my rental car.

Your Progressive car insurance covers rental cars to the same limit. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. You are covered in a rental car the same as if you are driving your own vehicle IF you have the right coverage.

Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental. Always double-check your personal auto insurance policy to make sure that you have sufficient coverage before accepting or declining insurance at the rental office. Personal effects coverage may help cover your personal belongings such as a cellphone or clothing if theyre stolen from your rental car.

It may be worth asking an associate from the rental company what their policy is regarding personal property stolen from their vehicles. This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you cause to the U. Many clients ask us if their personal auto insurance extends to rental cars.

Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering. That coverage may extend to your rental car as long as you drive it for personal use. On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks.

If you have renters or homeowners insurance these items may already be protected. The caveat is that this coverage extends to the same limits of your personal auto insurance policy. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else.