If you already have collision coverage or comprehensive coverage youve probably covered most of your bases.

Does my insurance covers rental car. Most rental company policies have a 0 deductible so you pay nothing out of pocket. Generally rental companies will offer a loss-damage waiver or collision-damage waiver liability insurance personal accident insurance and personal effects coverage. The benefit of rental coverage through your credit card.

That way your financial responsibility for any injury and property damage including damage to your rental car can be covered by the rental company up to the temporary policys stated limits. Platinum Card from American Express. You can also buy insurance from the rental company for a daily fee.

That coverage may extend to your rental car as long as you drive it for personal use. Car rental company fees such as admin fees towing and loss-of-use while the vehicle is being repaired. Liability collision and comprehensive.

If you dont have a vehicle you can get it from the rental company or your. This covers vehicles in your care custody and control including rentals if theyre stolen or damaged for you and anyone listed on your policy. It insures the driver in case of personal injury.

Full value of the rental. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision. Personal accident insurance is another common addition to standard car rental cover.

You could have varying degrees of rental car insurance coverage from your personal car insurance policy your travel credit card your cashback credit card and even your home or tenants insurance. The short answer is yes. If the deductible on your auto insurance is high it would apply.