Most personal auto insurance policies do not cover driving for pay.

Does my insurance cover uber driving. Fortunately Uber provides its drivers with generous insurance for when theyre working. The short answer is no but its not quite that simple. As a ride-sharing driver youre also required to maintain auto insurance that meets your states minimum financial responsibility.

Rideshare drivers while logged onto the Uber app. That means any damage to your vehicle yourself and passengers within your vehicle will be covered. When the Uber app is off a driver is covered by their own personal car insurance.

Personal insurance policies limit coverage when drivers are. Once the app is switched on the drivers time is divided into three periods. Additionally Uber will not notify your provider when you sign up and they validate your insurance.

How much do you pay. Uber provides rideshare insurance for its driver partners a form of commercial insurance but that doesnt mean it takes effect immediately after the driver turns the app on. Hey ruber Im looking to become a driver and found out my auto insurance doesnt cover rideshare.

Its a hefty policy with up to 1 million in liability up to 1 million in uninsuredunderinsured motorist injury. Your personal auto insurance does not cover you when driving an Uber with your rideshare app on and yes you will have to purchase additional coverage or get an endorsement on your auto insurance policy. Uber offers comprehensive and collision insurance that will cover up to your cars cash value.

This Uber insurance policy is primary insurance which means it takes effect before your personal insurance does. This coverage is provided by Uber which means Uber pays the premium. Collision and comprehensive.