Compare rates today by entering your zip code above.

Does my insurance cover moving truck rental. Another example would be if there is a windstorm while youre moving and some of your belongings get damaged because of it your renters insurance. This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you cause to the U-Haul truck. Your insurance agent can help you determine what type of protection if any your existing insurance provides when it comes to a rental truck and whether you need to buy additional coverage.

If the truck is damaged or youre injured while driving a rental truck and youre at fault. This insurance pays in addition to other available insurance. On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks.

Passenger coverage is provided within the enclosed portion of the rental vehicle only. You can purchase proper insurance to cover your rental moving truck from the company that owns it If you are moving across town or across the country you will quickly realize how quickly the costs add up. When renting a moving truck most drivers should accept the damage waiver and supplemental liability insurance but decline cargo protection and medical coverage if its possible to pick and choose.

A zero-deductible damage waiver that pays for all accidental damages to the rental truck Cargo coverage that pays for damages to your belongings inside the rental truck. If youre renting a moving van which is similar in size to a passenger van theres a better chance that a personal auto policy would cover it but dont assume so. Like rental car companies rental truck services provide minimum liability coverage with each rental.

In order for renters insurance to cover a loss during a move it would have to be due to a covered peril. Make sure youre not overpaying for auto insurance. Personal auto policy Call your insurance agent to see if your personal auto policy covers a moving truck rental.

For instance you may find that the personal property coverage in your homeowners insurance policy provides some coverage for the belongings youre transporting but doesnt cover damage to the rental moving truck. If you have a credit card that provides rental-car insurance you might be accustomed to declining coverage from rental companies. Between the moving truck rental fees and the cost for moving supplies even a move to a neighboring city can cost you a pretty penny.