Does My Car Insurance Cover Uhaul Rentals

Damage coverage is essential because all major credit cards and most car insurance policies do not typically cover our rental equipment. As U-Haul says on its website. This means property damage and bodily injury you cause another party may be covered by your car insurancejust not damage you cause to the U-Haul truck youve rented.

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Do You Need Car Insurance To Rent A U Haul

Rental Vehicle coverage gives you and your rented vehicle great protection at a very affordable rate.

Does my car insurance cover uhaul rentals. Rental Vehicle Coverage Valuable protection for you and your rented vehicle. There would be coverage for the broadest of coverage that is currently listed on your auto policy. You should check with your state laws to see what the MFR coverage is for motor-vehicle rental companies.

Your personal car insurance has a very high deductible doesnt include adequate collision liability or comprehensive coverage or doesnt cover rental cars some dont. Your Car Insurance Typically Doesnt Cover your U-Haul Truck Rental. Like other rental companies U-Haul offers protection plans at various levels to ensure you are covered against liability due to accident or injury.

To find out whether your car insurance would cover U-Haul rentals youll want to reach out to them directly. According to The Zebra if you decide to rent a U-Haul truck that has a full 1-ton towing capacity similar to an F-350 or 3500 or smaller your personal car insurance policy should extend to. If its not inside the truck its not included.

The policies in each states with GEICO are worded different some states might cover all the U-Haul trucks and some states some and some not at all. Last time I rented a U-Haul I decided to buy their insurance. Based on the size of the vehicle it may not be covered on your personal auto policy.

While not required its a good idea to buy insurance for your U-Haul rental as standard personal auto insurance and credit card insurance likely wont cover you when renting large trucks or vans. With your policy they are probably are right about the 20 foot truck being covered but I would get the SafeMove plus as it literally covers everything. Liability Insurance and Rental Trucks On the flip side some personal auto insurance policies do provide liability car insurance coverage for you to drive rental trucks.

Yes but only to the state minimums which are sometimes low. Generally your own car insurance policy will not extend to a U-Haul Ryder Penske or other type of truck you rent to move your belongings or to a rented trailer. When you rent a car your existing car insurance policy often covers your rental car as well.