Hi so Im 18 from the USA Texas to be specific and I just got into a car accident where the police at the scene declared the other driver to be at fault as they were driving under the influence of drugs and t-boned my car.

Does my car insurance cover a rental. Its a good idea to purchase coverage if. There are a few types of coverage you can select and most come with a deductible. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision.

Your personal car insurance has a very high deductible doesnt include adequate collision liability or comprehensive coverage or doesnt cover rental cars some dont. If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States. Car Insurance Cover Rental Car.

Your existing policy and personal health insurance may provide coverage comparable to what the rental company is offering. The coverage limits and deductibles on your personal policy also apply to your use of a rental car. Types of Insurance Needed for Rental Cars.

Many drivers decline rental car agency coverage because their personal insurance policy usually extends to rental cars. But the details of any coverinsurance vary according to the make and model of the hire car and the car rental company. You can typically purchase a collision damage waiver and other levels of liability and personal effects insurance directly at the rental car counter.

Your liability insurance will cover a rental car but only the damage that you do with your rental car not the damage that you do to your rental car. In order for your regular car insurance to be extended to your rental vehicle you must obtain an SEF 27 or Legal Liability for Damage to Non-Owned Automobile endorsement from your provider. Rental car reimbursement covers the cost of your rental car while your vehicle is being repaired after a covered accident.

In order for your primary automotive insurance to cover your rental car youll need three types of. If you dont have a vehicle you can get it from the rental company or your. Credit card companies also offer additional rental car.