Pull up your agreements and look for any rental car benefits your credit card may include.

Does my auto insurance cover a rental car. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision. Car Insurance Cover Rental Car. If youre renting a car in the US.

In most cases your own car insurance policy applies when renting a car so you may not need to buy additional protection from the rental car company. The caveat is that this coverage extends to the same limits of your personal auto insurance policy. Rental Vehicle coverage gives you and your rented vehicle great protection at a very affordable rate.

If your credit card company provides rental car protection it probably only covers cars. Well compare the types of protection rental companies offer with whats available from an insurer and which gaps you might need to fill. Of similar value to your personal car in all likelihood your auto insurance coverage will be adequate for the rental.

Coverage includes collision coverage liability insurance up to minimum mandatory per state uninsured motorist coverage medical coverage and rental car reimbursement if your own car is out of service. Your Progressive car insurance covers rental cars to the same limit. Your auto insurance policy doesnt have the right endorsement In order to be covered for liability and personal accident insurance your Ontario auto insurance policy needs the OPCF27 liability for non-owned automobiles endorsement to be transferable to a rental car.

Many credit cards offer rental car insurance as an added benefit to cardholders. Rental car companies may offer different types of auto insurance coverage including collision personal property and liability coverage. If you carry comprehensive and liability coverage on your personal car coverage typically will extend to your rental car within the United States.

If you have rental reimbursement coverage your auto insurance will pay for a replacement rental car if your own breaks down or is in the shop due to a covered loss. Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover as much. Insurance you buy from the rental agency.