But generally car insurance follows the car.

Does insurance follow the driver or vehicle. Liability exposure will almost always include both. Does Insurance Follow The Car Or The Driver. By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident.

When it comes to your car insurance there are coverages that can follow you as the driver or your vehicle. So if your friend borrows a car and falls into an accident your car insurance extends to your friend. But because we are dealing with insurance there are many exceptions.

Car Insurance Can Follow the Driver We know car insurance typically follows the car not the driver. A standard auto insurance policy follows the car not the driver. The car insurance follows the car instead.

It will be your insurance and not the borrowers which will make the claim and might have to pay for any damages to the car itself. The accident could increase your insurance premium. When does car insurance follow the driver.

So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs. If you have a named driver policy any driver you want to be covered to drive the vehicle needs to be added to the insurance policy. If someone other than the auto owner or the form named on the policy.

Borrows the car and is included in a collision in most maximum cases insurance will revenge for damages. Depending on your policy your car insurance may extend coverage to rental cars. Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself.