Liability exposure will almost always include both.

Does insurance follow the driver or car. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since. However there are instances where certain auto insurance coverages do follow the driver such as personal injury protection. The accident could increase your insurance premium.

When your car is driven by someone who is not a member of your family and is not listed on your policy he or she is still covered by your car insurance policy on account of the aforementioned fact that car insurance follows the car. A standard car insurance plan supports the car not the driver. If you have a named driver policy any driver you want to be covered to drive the vehicle needs to be added to the insurance policy.

Car insurance generally follows the car but insurance is never black and white. The car insurance follows the car instead. There are coverages that follow the car and coverages that follow the driver.

The province requires certain statutory insurance coverage for any vehicle. Some of these protections are designed to follow the vehicle. The term for the non-family member operating your vehicle is permissive driver.

These coverages follow the driver There are a few situations when car insurance follows the driver instead of the car. But this is a myth. If someone other than the cars owner or the person named on the policy borrows the car and is involved in a collision in most cases insurance will pay for damages Of course only if the car is being driven legally.

The variables that determine if coverage will follow the driver. Car Insurance Can Follow the Driver We know car insurance typically follows the car not the driver. A standard auto insurance policy follows the car not the driver.