There are many variables as to whether insurance will follow the vehicle or if it will follow the driver.
Does insurance follow the car or driver. Generally the answer to the question of does insurance follow the car or the driver in Michigan is that auto No-Fault insurance coverage will follow the driver but depending on the contract language of your policy it can also follow the vehicle. Borrows the car and is included in a collision in most maximum cases insurance will revenge for damages. The general rule of thumb is auto insurance follows the vehicle as opposed to the driver.
Ad Whether Rain Or Shine Well Have Your Car Insurance Covered. So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs. If someone other than the auto owner or the form named on the policy.
Ad We Offer Specialist Car Insurance For Female Drivers. Recommended by 938 Of Users. Generally auto insurance will follow the vehicle rather than the driver.
No Risk to The Car Owners No Claims. Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself. Ad Learn To Drive a Family Members or Friends Car From Only 123 Per Day.
Thats why having the appropriate car insurance coverage is so important. A standard car insurance plan supports the car not the driver. However there are instances where certain auto insurance coverages do follow the driver such as personal injury protection.
Contact your insurance agent to review your coverage and make sure youve got the protection you need. The Less You Drive The Less You Pay. Let us Help You Save Money and Get a Better Deal.