You will be penalised as an unsafe driver despite you not actually being the driver at the time.

Does insurance follow the car or driver ontario. If youre an excluded driver dont drive If you are not a listed driver because youre not living at home etc. There are coverages that follow the car and coverages that follow the driver. First and foremost your policy covers your cars.

Having the proper coverage is key to saving ones self in the event of accident or theft. Your cars are covered when you get in an accident. Optional coverage may be purchased too.

Driving without insurance in Ontario has serious repercussions. What if someone borrows your car regularly. There are instances when car insurance follows the driver like when you rent a car.

To avoid potential problems its good to know about the options for cheap car insurance for first-time drivers. You will be fined and could face charges depending on. Others are covered if injured by your cars.

If someone borrowed your car and they are not listed as an occasional driver your insurance company will still cover the damages. Insurance follows the car. The driver must have a Canadian drivers license You must have given the person permission to drive your vehicle.

Average Car Insurance In Ontario For A New Driver New drivers especially if you are under 25 years of age will pay some of the highest insurance premiums in Ontario. Generally car insurance follows the car. In Ontario the overarching rule is that insurance follows your vehicle not individual drivers.