Virginia accepts electronic proof of insurance.
Does insurance follow the car or driver in virginia. One example involves when renting a car. Some auto insurance policies follow anyone who is permitted to use your vehicle. The types of car insurance that follow the car in Virginia are bodily injury liability personal injury liability uninsured motorist protection collision and comprehensive.
The permitted drivers insurance may also only cover personal liability and medical expenses. Youre required to carry bodily injury liability property damage liability and uninsured motorist protection in Virginia. Insurability is not limited to that since theres no requirement for a relationship.
There are instances when car insurance follows the driver like when you rent a car. There are a few situations when car insurance follows the driver instead of the car. Insurance coverage varies from insurer to insurer and policy to policy but generally there are coverages that can follow you or your car.
Car insurance usually follows the car in Virginia. First and foremost your policy covers your cars. Does Car Insurance Follow The Car Or The Driver topic.
You and your passengers are covered if you are injured in your cars. The state of Virginia requires that all drivers prove that they are financially responsible for costs associated with a car accident. That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them.
Most drivers choose to purchase a car insurance policy to meet this requirement. The insurer could charge extra for some or all of the named drivers. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since.