If you or someone more driving your vehicle is at-fault in a dangerous accident.

Does insurance follow the car or driver in ohio. Anyone can drive your auto will cover beneath your insurance plan. Insurance coverage follows the vehicle. In Ohio insurance follows the auto.

Pays for injury or death to others when the driver of your car is at fault in an accident. Car insurance usually follows the car in Ohio. When your car is driven by someone who is not a member of your family and is not listed on your policy he or she is still covered by your car insurance policy on account of the aforementioned fact that car insurance follows the car.

In most instances as long as the owner of the car has insurance their policy covers it even if someone other than them drives the car. Even if the vehicle itself is insured if youre not correctly insured to drive it you could get penalised. Thats why having the appropriate car insurance coverage is so important.

Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too. These coverages will usually not follow the driver to any vehicle which the covered driver. Ohio law requires that all drivers purchase certain types and amounts of car insurance coverage.

If you choose to buy liability car insurance as most Ohio drivers do the minimum requirements for coverage are. Policies may have two limits. Generally car insurance follows the car.

At AAA Ohio Auto Club Insurance Agency we often get questions about insurance for borrowing a car or loaning a car to someone else. Other types of coverage such as collision or comprehensive insurance will usually follow the car. In Ohio its illegal to drive a motor vehicle without the following minimum amounts of liability insurance.