Although you can optionally purchase a rental companys insurance for the rental vehicle it may not be necessary.

Does insurance follow the car or driver in colorado. First and foremost your policy covers your cars. You and your passengers are covered if you are injured in your cars. Colorado Car Insurance Laws.

25000 for bodily injury or death of one person in an accident caused by the driver of the insured vehicle. Does Colorado Require Car Insurance. Furthermore proof of this coverage must be kept with you at all times while driving and must be shown to a law enforcement official at their request.

A Colorado auto insurance policy typically covers all the drivers in your household including your spouse children roommates or relatives who have permission to use your car. These coverages follow the driver There are a few situations when car insurance follows the driver instead of the car. Not carrying the required coverage puts you and other drivers at risk and can also lead to severe penalties.

In most cases your insurance will not extend to other drivers if theyre paying to use the car for example youre renting it out to a car-sharing company. The car insurance you have for your daily-driver extends to your rental car in some cases. Generally car insurance follows the car.

Penalties for at-fault accidents in Colorado. Comprehensive and collision insurance covers your car. That said Colorados calculated average commute comes in at around 24 minutes putting it a smidge under the 254 minute national average.

Yes the state of Colorado does have minimum coverage requirements for. Jan 16 2017 Maximizing Your Auto Settlement. Does insurance follow the car or driver in Colorado.