If you let someone else drive your car and they get in an accident your insurance company would likely be responsible for paying the claim depending on the coverages in your policy.

Does insurance follow the car or driver in california. Contrary to popular belief car insurance typically follows the car not the driver. If your friend or relative causes a crash you will be on the hook for the deductible and your auto insurance. If did not carry coverage on your car its possible the drivers policy might provide coverage depending upon the.

That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them. Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself. There are instances when car insurance follows the driver like when you rent a car.

Moreover you should let your sister know that. The car is rated on a number of factors but primary information is the household connected to the automobile. Contact the firm to file a claim for compensation.

Collision and comprehensive coverage are often bundled as a package in California. However in most cases car insurance tends to follow the car it covers rather than the driver. One example involves when renting a car.

Generally car insurance follows the car. Typically car insurance follows the vehicle not the driver so if you were to file a claim it would be under your friends insurance. Dec 17 2017 Los Angeles CA Is my friend covered if they borrow my vehicle.

If you let someone borrow your car and they cause an accident in California bodily injury liability insurance pays for injuries to the other driver. The medical coverages benefits are based on people not the insured vehicle so can move with you and your family if youre driving or riding in your own vehicle or someone elses. Automobile insurance follows the car in California.