The drivers insurance may cover some personal injury or medical expenses.

Does car insurance follow the car or the driver state farm. When it comes to your car insurance there are coverages that can follow you as the driver or your vehicle. Collision If you car is an accident with another vehicle or object collision insurance pays for its repairs or replacement. State Farm offers the following car insurance coverage options.

However there are still some variables and specifics of a claim that will vary depending upon the insurance. If the owner of the car insurance policy dies what happens to the policy. In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since.

He explains when its a good idea to add drivers to your policy. Your collision and comprehensive insurance is always the primary insurance of your vehicle when it comes to damage so it follows the car. A standard car insurance plan supports the car not the driver.

Car insurance always covers your car if the driver is included on your policy. Medical coverages through your car insurance policy can also follow the car. Policy changes including the addition or removal of a vehicle or driver and cancellation of coverage must be authorized by the policyholder.

Jeremy Schlueter is a Farmers Insurance agent in Brecksville Ohio. Typically even if the person driving your car has his or her own insurance your insurance will be the primary payer for damages caused by your vehicle. Car insurance can follow the car or driver.

Do you understand just how much you need. Dec 17 2017 Los Angeles CA. In fact drivers are required by law to carry it on their policies in nearly every state.