Medical coverages through your car insurance policy can also follow the car.

Does car insurance follow the car or the driver in texas. Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too. You and your passengers are covered if you are injured in your cars. This is because insurance laws and coverage can shift depending on the policy and the insurance company covering the car.

A standard car insurance plan supports the car not the driver. Contact your insurance agent to review your coverage and make sure youve got the protection you need. Imagine youve got an injury in a vehicle mishap.

Liability insurance pays to repair or replace the other drivers car or other damaged property and pays other peoples medical expenses when youre at. That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them. If someone other than the auto owner or the form named on the policy.

One example involves when renting a car. Most drivers do this by buying auto liability insurance. Thats why having the appropriate car insurance coverage is so important.

The at-fault driver informs you that he does not have insurance personally but the owner of the car which he borrowed does. Youre required to carry bodily injury liability property damage liability and PIP in Texas. Texas law requires drivers to show proof they can pay for the accidents they cause.

When you rent a car. Comprehensive and collision insurance covers your car. In most cases auto insurance follows the car rather than the driver but the specifics of a claim can vary from one accident to the next.