That coverage may extend to your rental car as long as you drive it for personal use.

Does car insurance cover rentals on vacation. Heres what you need to know. Insurance you buy from the rental agency. The answer to whether youre already covered is yes.

These policies are available to protect the vehicle your personal belongings and liability. You can purchase an optional endorsement that covers damage to non-owned vehicles. Your Progressive car insurance covers rental cars to the same limit.

Ii Your credit card may include free collision damage coverage but credit card rental car insurance is typically secondary coverage meaning any claims will go first to your auto insurance. If youre renting a car in the US. You know - youre on vacation and when you go to pick up the rental at the airport they want to charge you an arm and a leg to insure the vehicle.

When deciding whether to purchase a rental companys liability insurance supplement consider the fact that you may be driving more while youre on vacation than you would normally in an unfamiliar car on unfamiliar roads. Read your cards fine print. QWhen I rent a car for a combined business trip and a personal vacation am I coveredA.

If liability is covered by your personal auto insurance policies then you will be covered for liability when renting a car. Most cards offer some degree of coverage but it varies widely. Your Home insurance provides coverage for any possessions you have in the car like a camera or luggage.

If you only carry liability coverage on your owned vehicles you likely wont have coverage for damage to the rental car. Additionally car rental companies are required by law to include at least the state minimum coverage so you dont have to worry about driving off the lot without coverage. If youre not sure if the coverages extend to your rental car or you dont have full coverage you could consider going with the rental companys loss damage waiver.