If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision.

Does car insurance cover rental cars. This covers vehicles in your care custody and control including rentals if theyre stolen or damaged for you and anyone listed on your policy. Rental car companies provide additional insurance at an additional cost to customers renting vehicles. Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover as much.

You can purchase an optional endorsement that covers damage to non-owned vehicles. Yes but many credit cards insure the rental car for CDW and LDW. American Express Gold Card.

What Does Rental Car Insurance Cover. There are a few types of coverage you can. Rental Vehicle coverage gives you and your rented vehicle great protection at a very affordable rate.

In general the coverage you have from your primary auto insurance will cover a rental vehicle. Credit card companies offering coverage for rental cars and damage. The coverage limits and deductibles on your personal policy also apply to your use of a rental car.

Read your cards fine print. CDW or LDW is not an insurance policy by signing the agreement youre paying the car rental agency to waive its right to pursue you for damages or losses. That coverage may extend to your rental car as long as you drive it for personal use.

Filing a rental car accident claim can raise your rates so consider purchasing rental car insurance to avoid higher premiums. The first step is to check your auto insurance policy or contact your provider to see what type of coverage for rental cars may already be included in your personal auto insurance policy. Its important to understand the basics of rental insurance in order to protect yourself.