You require making sure you have enough responsibility insurance to pay the interest.

Does auto insurance follow the driver. Some types of car insurance follow the driver. Does Automobile Insurance Follow the Car or the Driver. Does Insurance Follow The Car Or The Driver.

Auto insurance regularly follows the auto in Ohio. Car insurance usually follows the car not the driver. If someone other than the cars owner or the person named on the policy borrows the car and is involved in a collision in most cases insurance will pay for damages Of course only if the car is being driven legally.

One of the most common sources of auto insurance confusion is whether an auto insurance policy follows the car or the driver. Learn More About Car Insurance. Car insurance companies allow you to exclude specific drivers from your insurance policy though a few states including Kansas Michigan New York Virginia and Wisconsin do not.

The kinds of auto insurance that follow the auto in Ohio are personal injury accidents bodily injury. By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident. Liability exposure will almost always include both.

Drivers you exclude may be your teenage child or a family member with several accidents DUIs or a poor driving record as excluding these drivers can help you save on your premium. Thats why having the appropriate car insurance coverage is so important. That means if someone borrows your car and is at fault for an accident your policys liability coverage will cover them.

A standard auto insurance policy follows the car not the driver. So if your friend borrows a car and falls into an accident your car insurance extends to your friend. Standard auto insurance policies cover the car.