The liability uninsured motorist and med pay elements of the policy dont just cover your car but you personally.

Does auto insurance follow the driver or the car. The answer to whether car insurance covers the driver or the car is not black and white because there are parts of your car insurance policy that do follow you when you are driving someone elses car. Does insurance follow the car or the driver in Arizona. Depending on your policy your car insurance may extend coverage to rental cars.

Contrary to popular belief car insurance follows the car NOT the driver. There are coverages that follow the car and coverages that follow the driver. Of course individually if.

So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs. Contact your insurance agent to review your coverage and make sure youve got the protection you need. Learn More About Car Insurance.

These coverages follow the driver There are a few situations when car insurance follows the driver instead of the car. A basic auto insurance policy issued in Ontario lists both the car by VIN number and the policyholder by name. Car Insurance Can Follow the Driver We know car insurance typically follows the car not the driver.

If you have a named driver policy any driver you want to be covered to drive the vehicle needs to be added to the insurance policy. One example involves when renting a car. Liability exposure will almost always include both.

When you rent a car. By adding complementary policies you can guarantee you the driver and the vehicle will be protected in the event of an accident. However there are exceptions.