If did not carry coverage on your car its possible the drivers policy might provide coverage depending upon the.

Does auto insurance follow the car or the driver in california. Typically car insurance follows the vehicle not the driver so if you were to file a claim it would be under your friends insurance. Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too. These coverages follow the driver There are a few situations when car insurance follows the driver instead of the car.

Although you can optionally purchase a rental companys insurance for the rental vehicle it may not be necessary. If you have a question or would like receive a proposal from The Murray Group call 518 456-6688 or visit. The liability uninsured motorist and med pay elements of the policy dont just cover your car but you personally.

In general auto insurance follows the car instead of the driver but the specifics of a claim can differ since insurance laws and coverage. The insurance agent for the driver at fault either does not know the law or is trying to mislead you. The answer to whether car insurance covers the driver or the car is not black and white because there are parts of your car insurance policy that do follow you when you are driving someone elses car.

Fresno CA -- -- 06092014 -- The answer to whether insurance follows the car or driver depends on many variables most notably the kind of insurance coverage being referred toThere are coverages that follow the car and coverages that follow the driver. For drivers with collision coverage this takes the form of the collision deductible waiver. Should You Loan Out Your Car.

Conversely collision and comprehensive coverage follow the automobile you have insured not the driver. One example involves when renting a car. Why are you on the hook even when you arent the one driving.

Regulations for auto insurance in California stipulate that insurers must offer drivers the option of coverage for damage an uninsured driver may cause to their car. Dec 17 2017 Los Angeles CA Is my friend covered if they borrow my vehicle. California is an at-fault state for auto insurance.