While your third party coverage will pay for anyone you may have injured or killed as a result of the accident DUI car accident insurance may not cover your own medical bills or the damage done to your vehicle.
Does auto insurance cover dui accidents. In this instance you may welcome higher rates over being canceled. DUI and Your Car Insurance. Your car insurance will usually cover a DUI accident but this isnt always the case.
Car insurance policies may or may not cover accidents related to drunk driving If you were the victim of a drunk driving accident you may be able to sue if the other drivers insurance company refuses to pay Your insurance carrier may significantly increase your car insurance rates or cancel your coverage if you were the impaired driver. If you are convicted of driving under the influence of alcohol and causing a car accident it will affect your car insurance rates and could lead to the cancellation of your policy because you will immediately be considered a high-risk driver. Our Price Index Shows Car Insurance Premiums Fell 105 - Did yours.
Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. Your claim may be denied if your provider can show that you drove while intoxicated intentionally. Its important to understand the different types of coverages in an auto insurance policy to truly understand what might be covered in a DUI Accident.
A typical liability auto insurance policy covers car accidents caused by negligent or reckless conduct but intentional conduct is almost always excluded from car insurance coverage. Ad Car Insurance You Can Rely On with Valuable Extras Included as Standard. Will my car insurance cover a DUI accident.
If Nothing Changes Neither Will Your Price. In some cases the company may deny coverage for personal injury or property damage made against you due to your DUI. Read our guide and look at your insurance policy closely to see if your car insurance company covers a DUI car accident.
A liability car insurance policy typically provides coverage for any accident in which the policyholder or someone else covered under the policy drives in a negligent manner -- and perhaps even in a grossly negligent or reckless manner depending on what the policy says -- and causes a car accident. You insurers deny the coverage after a DUI If you are liable for an accident caused while you were drunk then your car insurance policy will pay for the coverage of anyone involved in the accident. Get A Free Quote In Minutes.