According to Uber Eats website.

Do you need special insurance for uber eats. 1 million of commercial auto liability insurance per incident. My car is a 2005 sedan. Its best to shop around for competitive commercial auto insurance that covers you while making deliveries.

So as long as youre in good standing with your insurance company and have collision and comprehensive coverage you should only need additional period 1 insurance to deliver for UberEats. In between your vehicle may not be covered by car insurance. You may need food delivery insurance if you use a personal vehicle for a service like Postmates or Uber Eats.

Most personal insurers require you to purchase a special rideshare endorsement or a commercial policy if you drive for a delivery company and if you dont tell your personal insurer about driving for Uber Eats they may deny your claims and cancel your policy. Like personal vehicle insurance Commercial is generally categorised into three categories. Comprehensive Third-Party Fire and Theft or Third-Party-Only.

Fast food couriers need food delivery insurance to protect them on the roads whilst driving or riding during their delivery work. So yes you do need special insurance if you intend to drive for a rideshare service. Uber maintains a commercial auto insurance policy with 1 million of liability coverage per covered incident.

If you only drive for Uber Eats you must purchase personal car insurance along with an endorsement or add-on that extends coverage for any accident that occurs while youre driving for Uber Eats. Uber also maintains commercial auto insurance on your behalf during the time that you are available through the Uber app but have not yet accepted a trip. Having a valid drivers license vehicle registration and proof of insurance.

The insurance maintained by Uber on behalf of delivery partners operating on the Uber Eats app is outlined below. Uber Eats has a commercial insurance policy in place with Intact Insurance that provides coverage from the moment drivers make themselves available to accept a food delivery request to the moment the food is dropped off. DRIVERS INSURANCE REQUIREMENTS You need to maintain automobile liability insurance on all vehicles you operate while driving for Uber with insurance limits equal to or greater than the minimum requirements for the state where you drive.