Many times this isnt possible due to a number of factors and you need a car accident lawyer at your side helping you get compensated for the other partys actions.

Do you need personal accident cover. Under Motor Insurance a Personal Accident is important as the cover gives the owner-driver maximum financial aid in all cases. Personal accident cover could provide compensation to the policy holder or their partner if either are injured or killed as a result of a car accident. Personal accident cover Most comprehensive policies have some degree of personal accident cover in place for the policyholder and their partner.

PSU insurers offer a maximum cover of Rs 5 lakh under a personal accident plan. The loss of sight and hearing and limbs are only 15k Fingers and thumbs are as low as 1000. What the personal accident add-on does is enhance this level of protection sometimes to the region of 100000.

In such cases there is a significant impact on the individual and familys earning potential. If your income stops as a result of not working due to injuries sustained in an accident you can rely on the payout received. But for sudden violent and unexpected incidents whether in the workplace or elsewhere youll want personal accident insurance.

A personal accident insurance policy is a type of general insurance that provides benefits in the case of accidental death disability and injury. Personal accident cover is a part of a car insurance policy that compensates you or your family for injuries or death caused by a car accident. Is it mandatory to have a Personal Accident cover.

Personal accident cover will protect you the driver if you suffer a serious injury while in your car. Under the Motor Vehicle Act 1988 only Third-Party Liability cover was mandatory. It only covers you in car accidents you could get cover for probably lower price that would cover you in car accidents airplanes and public transport in fact you could probably get cover for your family for at any time.

A personal accident insurance policy provides financial assistance in case an accident results in physical injuries or death. Whats more this cover is usually extended to everyone named on the policy. This type of insurance is usually included in fully comprehensive policies.