Nearly every state requires car insurance to register and drive a private vehicle and Turo requires you to have your own coverage as well.

Do you need insurance for turo reddit. Both the passenger doors were damaged. Looks like you need at least 10 cars and 2 years of rental history to get commercial insurance. Im looking to buy this with my LLC and the insurance is asking all sorts of questions about why I need the LLC to own it if ill be transporting people etc.

Any feedback is appreciated. Even if you have car insurance for your own car or purposes it can be a good idea to have. You are not automatically insured when you rent a car from Turo.

If you plan to use your car on Turo or you plan to borrow a car from Turo you should probably consider buying the supplemental car insurance from Turo. The actual claims are messy. Along with damage imagine if you cause injury or death to others.

Turo requires that you have at least liability insurance - either personal auto insurance or commercial auto insurance. If you do have insurance our liability insurance provider will supplement your personal coverage. Some insurance companies have been known to drop insureds decline coverage and decline claims from Turo.

Hosts and guests are not required to have insurance protection through Turo but all vehicles must carry some sort of insurance coverage by way of Turo protection plans or independent policies provided by the host or renter. Can you still use your personal insurance for the cars. Basically you need your own insurance when the car is not being used on Turo.

Most host are using their personal auto insurance on their Turo cars and they never tell their insurance company they are using the car on a car sharing platform. For those of you that host your vehicles on Turo did you guys notify your insurance. You dont need personal insurance coverage if you book a trip with a protection plan made available via Turo.