If you are towing a utility trailer to haul a car an ATV or a boat you may have extended coverage for the trailer itself not necessarily the contents.

Do utility trailers need insurance. Utility trailer owners obtain 90-day tags from state dealers and are required to register their trailers within 90 days. If you drive a commercial vehicle towing a commercial utility trailer then you need commercial utility trailer insurance. Get Insurance Quotes From AUs Leading Brands in Mins.

Do You Need Utility Trailer Insurance. To see if there is any extra cost for using a utility trailer. Why Do I Need Insurance For Commercial Trailer.

With American Family Insurance your trailer is considered eligible for liability coverage under your car insurance policy if it is a personal trailer that is designed to be towed by a motor vehicle and if its owned by the named insured on the towing cars auto policy or. A trailer is a serious investment whether its for business or for personal use. Do utility trailers need insurance.

Instead the liability coverage you already have for your tow vehicle will protect you in the event youre liable for injuries or damages while pulling the trailer. Accordingly if you are towing a 2-wheel trailer you are not legally required to insure it. Commercial trailers that are used specifically for business must have valid registration and insurance with the state motor vehicle department.

That policy liability is the only coverage type that extends to the trailer. Check with your agent to see if your insurance company provides coverage while. Utility trailers are most often just added to the regular vehicle insurance.

Most times your trailer may only be covered when it is hooked to a vehicle and it will have no coverage if it is not. The type of insurance coverage you need depends on the type of trailer you own. Should I insure my 2-wheel trailer even if its not required by law.