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Do utility trailers need insurance in texas. Recreational campers and trailers also come in different forms including. Those that weigh up to 4000 pounds and those that weigh more than 4000 pounds. Texas law has for decades required annual safety inspection of trailers with a gross weight weight of the trailer plus its carrying capacity or actual load of more than 4500 pounds.

The Texas Department of Motor Vehicles exempts non-motorized vehicles including trailers from mandatory liability insurance. In my state the answer is no as the trailer is covered by your auto insurance. Just like manufactured trailers if its going to be used on public roads its subject to Texas trailer laws.

A trailer or pole trailer is required to have brakes if its gross weight exceeds 4500 lbs. Proof of insurance for the vehicle pulling the trailer will be required at time of inspection. For more information on how to obtain a VIN contact your local TxDMV Regional Service Center.

However a trailer insurance policy can be quite important if you wish to protect your assets and finances. The county tax office provides the application for registration. Titled trailers require a vehicle identification number.

Contact your local county tax office for the exact fee amount and payment methods. If the trailer does not have a vehicle identification number common for homemade trailers. Trailers that have a gross weight that exceeds 4500 pounds must pass an annual safety inspection.

Having a trailer insurance policy from Quote Texas Insurance is an easy way to provide protection for your recreational vehicle no matter what form it may take. To find out what kind of coverage you need for your trailer locate an independent agent in our network. It can also cover legal fees in the event that someone takes you to court.