Obtain proof of insurance from your insurance provider.

Do utility trailers need insurance in ny. In order for you to be best protected it is always recommended that you carry a separate trailer insurance policy. To be covered for any physical damage to your utility trailer youll need separate utility trailer insurance. Since a utility trailer isnt motorized you generally arent required to cover it with a separate insurance policy.

DMV requires insurance for commercial trailers. Trailer laws and regulations vary by area. Because of the countless situations that may occur with a trailer it is not entirely possible to say that your auto insurance policy will provide liability protection if your trailer causes damages or personal injury.

Utility trailer owners obtain 90-day tags from state dealers and are required to register their trailers within 90 days. Your camper trailer will not require insurance if it weighs less than 1000 pounds. New York State Department of Motor Vehicles Technical Services Bureau 6 Empire State Plaza Room 220.

What are the requirements for trailers in New York State. The amount and type of insurance you need for a trailer depends upon its use and its value. Do I need a separate trailer insurance policy when pulling it with my car or truck.

Trailers are often used for commercial purposes. If you have a 5000 GVW utility trailer titled to the same name as the pickup you need to make sure that you schedule that trailer on the commercial policy along with the truck. Because these vehicles do not operate under their own power they never require a registration but the vehicle that tows them must be registered.

Add the camper trailer to your existing policy. New York Trailer Dimension Laws. If you have any question about whether your vehicle must be registered call 518 474-5282 or write to.