But there are some cases where an accident is two drivers faultfor instance two people may back out at the same time and hit each other.

Do insurance companies cover parking lot accidents. But there are some cases where an accident is two drivers faultfor instance two people may back out at the same time and hit each other. Many times one of the drivers is not even present when the accident occurs. The only good thing about a parking lot accident is that they are usually minor.

What typically happens in these cases is that each driver files a claim with their own insurance company. General liability insurance is an extremely important coverage for businesses to consider. Your insurance agent can tell you more about this important coverage.

They use the same rules to determine who the cause of the accident is and they can impact your insurance if you are found to be at-fault. Still the insurance company will want to determine who is at fault. Instead simply take down the contact information of any witnesses and call your insurance company.

But there are some cases where an accident is two drivers faultfor instance two people may back out at the same time and hit each other. Not all types of incidents occurring in your parking lot are covered by insurance. Laws also differ on whether incidents in a parking lot are your responsibility.

You are entitled to recover your financial losses including your medical expenses lost income and property damage. Talk to an expert like an Erie Insurance agent at Pardidge Insurance n Sycamore 815-758-4447- to learn more about getting the right coverage. If you do get in a parking lot accident Dave recommends not leaving a nasty note or getting into an argumentthings can quickly get out of control.

But this is not always the case. The right policy can cover a wide range of these risks. Luckily there are steps you can take to keep you your car and others safe.