Rideshare insurance really should be part of Uber driver requirements and Lyft driver requirements.

Do i need rideshare insurance for uber eats. Rideshare insurance can add 15 to 20 onto your existing auto premiums and commercial insurance can be more expensive than personal auto insurance too. Rideshare insurance covers you when driving for Uber but some companies have added food delivery coverage to rideshare insurance. If you are active on Uber Eats for more than 4 days per month you will need to contact your auto-insurance broker or visit the MPI website to obtain business coverage.

Finally you will also want insurance even if you only plan on driving for food delivery services not Uber or Lyft. Ridesharing has become more popular than avocado toast but before you hop behind the wheel make sure you have the coverage you need. You can add a food delivery insurance endorsement to your auto insurance policy for example to stay covered when driving for Uber Eats and other companies.

Delivery Insurance for Uber Eats Drivers. Do you need rideshare insurance if you only do Uber Eats. Geico is being weird about it.

The insurance is designed to fill the gap in coverage provided by your personal car insurance and the commercial insurance offered by the ride-sharing. Rideshare insurance is a type of car insurance coverage available to people who drive for a ride-sharing company such as Uberor Lyft. This is not to be confused with commercial insurance which you would need for Uber Black or independent commercial TCP - If youre driving delivery for UberEats specifically the rideshare rider covers that too because Uber insured under CA CPUC regs for rideshare companies owns UberEats.

With GEICOs Rideshare Insurance you can drive for Uber Lyft and other rideshare companies. If you only drive for Uber Eats you must purchase personal car insurance along with an endorsement or add-on that extends coverage for any accident that occurs while youre driving for Uber Eats. To sum up as a passenger you do not need to purchase ride-share insurance separately.

If you have optional coverages ie above the basic level of coverage you should contact your auto-insurance broker or visit the MPI website to see what is allowed under your policy and if additional coverage is needed. I have been doing this for a month and want to make sure I do it legally. There is a 2500 deductible that you must pay first before this coverage applies.