Work insurance made flexible.

Do i need extra insurance with turo. If your primary car insurance company wont cover you for placing your car on Turo you can buy supplemental coverage from Turo through Liberty Mutual. When you rent a car through Turo you can choose from three protection plansPremier Standard or Minimum. Each protection plan includes at least the minimum amount of liability insurance required in the state.

Get the cover you need in minutes. If youre considering renting or hosting through Turo youll need to determine the level of coverage. If you do have insurance our liability insurance provider will supplement your personal coverage.

This plan covers physical exterior damagenot mechanical or interior damageto the car up to its actual cash value plus liability coverage up to 1000000 for bodily injury and property damage to third parties. Turo requires hosts unless theyre covered by a commercial car insurance policy which you probably arent to choose and pay for a Premium Standard or Basic insurance plan. Turos Premium Insurance Plan.

In terms of paying for the insurance Turo will take the portion of the insurance price from the owners rental earnings once the car is booked the reservation goes through. However if you have an accident or damages to your car when you are driving it for personal use you may have to prove to your car insurance company that it was not being used as a Turo rental at the time of the incident. The maximum out-of-pocket deductible for physical damage is 500.

Then in another article Turo Support further explains. Hosts and guests are not required to have insurance protection through Turo but all vehicles must carry some sort of insurance coverage by way of Turo protection plans or independent policies provided by the host or renter. Get a Free Quote Now.

You dont need personal insurance coverage if you book a trip with a protection plan made available via Turo. Ad We Compare a Wide Range of Insurance. Liability coverage is 750000 for all host protection plans except in some states and at some airports that require additional.