Heres what you need to know about protecting yourself if a dog-related injury does happen.

Do homeowners insurance cover dog bites. This is part of your liability coverage which protects you from lawsuits and covers damages for household mishaps. The breed of dog is a key factor when it comes to determining your homeowners insurance premium. According to the Centers for Disease Control and Prevention about 47 million people are bitten by dogs.

As the AVMA points out one in five dog bite incidents requires medical attention and the majority of incidents happen with children. Usually the coverage is up to the liability limits which typically are between 100000 and 300000. An aspect of homeowners insurance dog bite liability coverage provides the funds necessary to cover medical bills or lawsuits resulting from dog bites up to a certain limit.

The answer is some companies do and some dont. A lot of what your dog does is actually covered by homeowners insurance. Yes a standard homeowners insurance policy will cover the costs if your dog bites someone and injures them.

Yes dog bite insurance is a regular part of your homeowners coverage. However certain breeds like pit bulls may be difficult to insure or denied coverage altogether. Even good dogs have bad days.

Your homeowners insurance wont cover damage to your home or personal property caused by your dog but it may cover your legal expenses if your dog bites someone and they decide to sue you for damages. Making sure your homeowners insurance covers dog bites. The good news is that most homeowners and renters insurance will cover if your dog bites the neighbor or any other person.

Dog bites are the most common homeowners insurance claim relating to pets. According to the Insurance Journal more than a third of all homeowners insurance liability claims are due to dog bites. Dogs are one of the most common pets to own there are millions of beloved pet dogs in the US.