Symbol 3 designates private passenger autos only while symbol 4 triggers coverage for commercial vehicles only.
Commercial auto covered auto symbols. 49 stars - 1885 reviews. Each symbol grants insured auto status to a different class of vehicle. A business auto insurance policy uses symbols to identify which vehicles receive which coverages.
This includes trailers as well as any automobiles you purchase once the policy is bound. Liability Coverage Auto Symbols 1 Any Auto This is the broadest symbol designation and covers any auto 2 Owned Autos Only This symbol covers any auto owned by an insured including any auto that is acquired after the policy begins. Symbol 7 specifically described autos in Item Two that refers to or includes autos.
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Symbol 1 provides the broadest coverage which includes all of the following. Coverage is adjusted by changing these symbols and understanding how they work is key to understanding a business auto insurance policy. Covers any automobiles you own.
Symbol 1 - Any Auto. Reference Commercial Auto Insurance for an explanation of the coverages provided by a standard business auto policy but here we will focus on how those coverages are connected to vehicles using the symbols. The autos scheduled in Item Three whether they actually are shown here shown on a separate schedule attached to the policy or simply listed on file with the insurer will be those autos for which coverage applies in the policy according to one of the covered auto designation symbols eg Symbol 1 any auto.
Autos you own including autos you acquire ownership of after the policy begins Hired or leased autos and. Symbol 2 initiates coverage for all autos you own including private passenger type autos and commercial vehicles trucks. It is important to note that Symbol 1 can only be used to trigger auto liability coverage.