Reporting an Uber Ridesharing Claim occurring on or before August 31st 2020.
Car insurance for uber drivers in ontario. Yes you need to contact your car insurance company before signing up to be an Uber driver. This product is currently available for Uber drivers in Ontario and select other provinces across Canada. Alberta and Ontario first approved a new ridesharing insurance policy in the summer of 2016 that provides some clarity for Uber drivers and passengers on their auto insurance needs.
Delivery driver insurance Uber maintains commercial auto insurance to help protect you in case of a covered accident while making a delivery on the Uber app. When the App is On Uber requires all their drivers to have car insurance and provides supplemental insurance coverage but only while the app is on. Section 181 of the Ontario Personal Automobile Policy Act includes a clause saying that your policy is not valid if you use your vehicle for hire.
A passenger must be in the car. As of September 1 2020 Uber chose to go with Economical Insurance a Waterloo-based insurance company for their ride-sharing insurance needs for Ontario Alberta Nova Scotia and Quebec. Uber policy provided by Intact Insurance Company Uride policy provided by Northbridge Insurance All drivers passengers and vehicle owners in Ontario using the listed ridesharing companies are covered from the moment the app is turned on to the moment passengers exit the vehicle.
This coverage automatically applies to all Uber Eats drivers regardless of their personal auto insurance provider. There is no mention of UberEats and the policy explicitly says it covers Ride Sharing only ie. Uber Driver Insurance Intact Insurance.
It takes mere seconds. When the Uber app is off a driver is covered by their own personal car insurance. Uber drivers looking to report a claim with a date of loss up to and including August 31 st 2020 can continue to do so as they do today.
Ontario regions where Uber is currently operating. The commercial auto insurance that Uber maintains on your behalf when youre on a rideshare trip in Ontario is provided by Economical Insurance and includes the following protection in case a covered accident occurs between accepting a trip and reaching the riders destination. A new insurance policy covers all Ontario Uber drivers passengers and vehicle owners when Uber is in use and when the app is off the vehicle owners personal auto insurance policy applies.