It may be in your best interest to get a card that prioritizes rental car insurance coverage.

Can you use your own car insurance for a rental. Insuring your hire car can be confusing. If you already own a car your car insurance policy might extend to rental cars. Youll probably be offered insurance on top of the free cover most cars come with.

Coverage from your own policy applies when you are using a rental car for personal nonbusiness purposes. If you have auto insurance that provides liability coverage required by law collision coverage comprehensive coverage and personal injury protection PIP then it can provide good primary insurance for your rental car and you can refuse the rental agencys loss damage waiver. This covers vehicles in your care custody and control including rentals if theyre stolen or damaged for you and anyone listed on your.

Avis has several affordable car rental insurance options or you can use another provider. You could have varying degrees of rental car insurance coverage from your personal car insurance policy your travel credit card your cashback credit card and even your home or tenants insurance. You can purchase an optional endorsement that covers damage to non-owned vehicles.

Currently we offer our customers Damage Waiver Personal Accident Insurance Personal Effects Coverage. If you rent a car through one of the big online travel agencies OTA such as Expedia or Priceline the agency normally offers you the option to buy collision coverage for. If your daily driver is a GMC Yukon that gets 17 mpg combined consider leaving it parked and renting a fuel-sipper for your road trip.

That said some form of rental insurance is strongly advised because if you rent a car without insurance you are responsible for any damages to the vehicle. Damage cover technically called Collision Damage Waiver theft cover Theft Protection and third-party cover. If so you might be able to decline the expensive insurance offered at the counter and save money.

Find out what your options are so you can be confident you have the insurance you need at the right price. If you use your own insurance coverage however youll have to pay the deductiblewhich might be 500 1000 or more and your insurance rates may go up after you file a claim. If you dont have a vehicle you can get it from the rental company or your.