Because you are agreeing to the terms of the lender you can drive the car if you comply with all the terms.

Can you have car insurance without owning a car. There are exceptions however in which someone can get a policy for a car they do. Its risky to drive any car without insurance but especially for a financed car. Instead of including your own drivers license number some companies may allow you to apply for a policy using the name and license number of the principal driver or primary driver.

It does not cover any of your injuries or damage to the car if you are responsible for an accident. Owning a car without insurance is legal if it is not required to be registered or is not driven. That means the insurance policy on the car youre borrowing will be used first and then your non-owners insurance policy kicks in if you have higher liability limits than the car owner.

Without a drivers license you cant get a non-owner policynor should you be driving. If you dont own the vehicle outright non-owner car insurance is one option. This type of policy might include.

If you do not yet own a vehicle you can purchase a non-owner policy from an auto insurance company This type of auto insurance policy will protect you from liability in the event that you are in an accident in a car that you do not own. We can help you easily compare car insurance quotes. The Simple Dollar reports that a car insurance policy for a non-owner also referred to as non-drivers insurance usually grants a minimum level of coverage.

This is the simple answer In Ontario you can purchase a vehicle from a dealership or through a private sale without having purchased car insurance. You only have to have a current DL a valid credit card and meet the age requirement of the rental agency. To buy non-owner car insurance you must have a valid drivers license and not own a car.

If someone in your home has a vehicle you should get listed as a driver on that auto insurance policy if possible. However in order to drive the vehicle off the lot or from the point of personal sale it is the law that you must have car insurance. While everyone who owns a vehicle cannot drive legally without car insurance some people question whether you can get insurance on a car not registered in your name.