If you dont have a car you may not be thinking about needing car insurance.

Can you get insurance if you don't have a car. Take a look at your car insurance options before you start shopping for cars. If youre going to be driving a car owned by say your parent your spouse or your employer their insurance company likely will require that you be listed as a secondary driver of that vehicle or primary if applicable but you wont be required to take out an insurance policy for yourself. At first glance that idea may seem unappealing.

While everyone who owns a vehicle cannot drive legally without car insurance some people question whether you can get insurance on a car not registered in your name. This means you wont have to pay anything for insurance while your car is out of use. As every insurance provider is different some may grant insurance coverage if you dont have an ownership or partial ownership of a vehicle live with the primary owner or have any insurable interest in the vehicle.

The simplest option is to cancel your policy completely and then purchase new coverage when your car is back on the road again. The car must be registered in the owners name. But its not all that common.

Go to the states assigned risk pool. If you dont own the vehicle outright non-owner car insurance is one option. However non-owner insurance is a liability coverage option for.

If you are financing a vehicle on a tight budget you may wonder whether you can drive it without auto insurance but we dont recommend driving with no insurance on a financed car. If you dont own a car but still plan to drive around in a friends car family members automobile or rental then it could be a good idea to get some type of car insurance. Youll more than likely need the help of a licensed driver depending on the situation.

If you dont have insurance you can purchase a your new ride first but its easier if you can get the car insurance policy first so you can take possession of the car on the purchase date. Many states require that drivers carry insurance which is an issue if a driver cant get car insurance. Here are some scenarios when you might consider getting car insurance even though you dont have a valid drivers license.