Although you might not realize it being in a serious but unmarried relationship can have certain insurance implications.

Can you get car insurance together if not married. If one spouse has an expensive car a poor credit score or marks on their driving record rates on a joint insurance policy will likely be higher but not nearly as high as if this spouse took out their own individual policy. Yes if you share a car. However if youre married but have proven to be an unsafe driver your marital status might not help you.

Most insurance companies will require anyone living in your residence to either be added to your policy as a listed driver or be excluded altogether. Unfortunately car insurance rates wont drop that much if you get married over the age of 30. All drivers regardless of their marital status are required by law to have some form of car insurance.

Purchasing automobile insurance can be a problem for unmarried couples but not to the extent it once was. For most couples it is cheaper to combine your car insurance into one joint policy when youre married. If one person in a couple owns the property the second one may need to purchase a renters policy to protect their belongings.

The reason behind this is mainly because of a 2004 study by the National Institute of Health showing that single people are twice as likely to get into car accidents as married people. If you each own a car you should have no trouble getting separate insurance. If you are living together and sharing a vehicle you do not have to be married to be on the same car insurance policy.

If youre in and can prove that youre in a serious long-term relationship then you might be able to insure your partners car. But joint car insurance for married couples is more challenging. Car insurance for unmarried couples usually hinges on one question.

You dont have to be married to buy a car together so you dont have to be married to buy insurance together. If you each own a car you may be able to pay less if you buy car insurance as a couple. Car insurance for couples If you and your partner share a car make sure your car insurance policy lists your partner as an alternate driver.